Defined Benefit Solutions – Tailored strategies for more effective risk management

Defined Benefit Solutions

Defined Benefit Solutions (DB Solutions) offers defined benefit plan sponsors access to Sun Life Financial’s comprehensive investment, liability and risk management expertise.

Optimizing plan returns has in the past played a big part in the thinking of defined benefit professionals. We are now entering a new phase where risk management has increased in importance, and are seeing the emergence of risk transfer from DB plans to insurers.

The Sun Life Financial DB Solutions team can help you in this new phase. Our goal is to help plan sponsors deliver pension promises by reducing the financial impact associated with their DB pension plans as they navigate volatile markets.

Our team brings:

a collaborative approach,

Our DB Solutions team will work with your pension and financial executives and advisors to develop customized solutions. The Sun Life Financial team is multi-disciplinary, with experience in asset/liability modeling (ALM), risk management, public and private fixed income markets, mortality risk assessment, derivatives, and pension legislation and regulation.

an emphasis on creativity, and

Our Pensurance™ solution -- a new twist on the traditional annuity -- provides key creative features, giving you the freedom to hedge certain liabilities, during good and bad economic times.

a focus on solutions.

Through this collaboration, creativity and experience, we're able to deliver customized solutions that can help you manage risk in delivering your plan's pension promise.

We have the capabilities to assist plan sponsors and their consultants by leveraging our proven track record of risk management for our life insurance company to meet today’s business needs of DB plan sponsors.

Articles

Certainty without death
This article looks at four challenges that many DB plan sponsors face, and explores solutions that mitigate these challenges by balancing long-term goals with better managed short-term certainty.


What's your Pension Dashboard telling you?
This article provides a practical illustration of 5 key measurable factors that can be used to assess the importance of risk management relative to investment management for a DB plan


Five Canadian Annuity Market Myths
This article reviews 5 myths that exist about the Canadian group annuity market


PensuranceTM - the new investment for defined benefit plans
Learn more about Pensurance - an industry first as a new twist on the traditional annuity