Where am I today?

myth:	I don't have enough money today to save for tomorrow.
truth:	No matter what life stage you're at, saving a little money today will make a big difference tomorrow.

Do you get bogged down in the day-to-day rush or feel your financial habits don't work well with your life stage? Getting a picture of your current financial situation creates the foundation for your plan.

Will my financial choices today help me to achieve my long-term goals? • Take the Financial habits quiz I make financial choices every day, but what are they? • Find out where is my money going?

Find out with these EASY-TO-USE TOOLS: • What will my expenses be at retirement? • What will my investments be at retirement? • How much life insurance do I need?

What activities helped retirees decide when they could retire?

#1 - determining how much their income would be.
#2 - determining how much their expenses would be.
Source: LIMRA International, "Decisions, Decisions…and Retirement is a BIG One!"

Next step: Define what are my goals for the future?

• What is a financial plan?
• Where am I today?
• What are my goals for the future?
• Creating my plan
• Do I need an advisor?