Joint SunTerm - Options you can choose
Total disability benefit
The total disability benefit waives premium payments and maintains the insurance if the insured person covered by the benefit becomes totally disabled and is unable to earn an income.
- You can cover one or both insured persons.
- The amount of premium that is waived depends on who is disabled.
Accidental death benefit
If you choose this benefit, we will pay an additional amount, as chosen, to the beneficiaries if the insured person dies as a result of an accident.