What are investments?

It's a simple question, but there are hundreds of books, and thousands of media articles written that try to explain investments and investing. But, really, there are two fundamental types of investments:

One type of investment helps you build your money to help achieve your goals. You know what your goals are – common goals many people have include saving for retirement, educating your child, buying a home or furniture, or taking a vacation. Financial companies like Sun Life Financial offer a huge range of investment "products" to help you build your money.

The other type is designed to return your money to you efficiently. Whether you've saved for retirement or a shorter-term goal, there are financial products designed to return your money in a way that helps you achieve your goal.

Investments we offer help you do one of these two things:

Build your savings Turn your savings into income
Investment options that help you save and grow your money:

Investment options that efficiently use your accumulated savings:

Here are the most common options:

  • Guaranteed interest savings products
  • Market-based investment products
  • Education savings

Here are the most common options:

  • Registered income products
  • Income annuities
  • Segregated funds income benefit

Sun Life Financial advisors offer products issued by Sun Life and products from other companies in the Sun Life Financial group of companies. These include:

  • life insurance, health insurance, segregated funds and annuities issued by Sun Life and offered by Sun Life Financial Distributors (Canada) Inc.
  • mutual funds offered by Sun Life Financial Investment Services (Canada) Inc.
  • guaranteed investment certificates (GICs) issued by Sun Life Financial Trust Inc.