• Cancer
• Coronary artery bypass surgery
• Heart attack
• Stroke

• This illness can be added to adult /Plans
• This illness is included in child /Plans, and a claim can be made after the policy anniversary nearest the child's 18th birthday

T25 or ends at age 65, whichever comes first

Non-renewable coverage for 25 years or to age 65

Choice of single life or joint coverage

T10
10-year renewable term insurance with protection to age 75

T75
Level term insurance with protection to age 75. 2 payment options:

• pay to age 75 or
• pay for 15 years.

T100 (Lifetime)
Level permanent insurance with protection for life. 3 payment options:

• pay to age 100,
• pay for 15 years, or
• pay for 10 years.

• Adult /Plan: $25,000 to $2,500,000
• Child /Plan: $25,000 to $250,000 (In some cases, we'll consider coverage for child /Plans up to $1,000,000.)

• Adult /Plans: 18 to 65
• Child /Plans: 30 days to 17 years

• Return of premium on death benefit (single life only)
• Waiver of premiums after first death (joint /Plans only)

• Disability waiver of premiums(single life)
• Basic Life Insurance

• Return of premium on death benefit
• Return of premium on cancellation or expiry benefit
• Disability waiver benefit
• Loss of independent existence
• Long-term care conversion option