Critical illness insurance
What is critical illness insurance?
Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment - you decide how to spend the money.
We offer 2 critical illness insurance products:
|SunSpectrum Basic Critical Illness Insurance||Sun Critical Illness Insurance|
|Illnesses covered||4 full payout illnesses||25 full payout illnesses,
4 partial payout illnesses,
5 childhood illnesses (plus 2 additional illnesses starting at the policy anniversary following the child's 18th birthday)
|Additional covered illnesses||None||Loss of independent existence (an additional covered illness)
T25 or ends at age 65, whichever comes first
Non-renewable coverage for 25 years or to age 65
Choice of single life or joint coverage
|Benefit amounts you can buy||$50,000 to $500,000|
|Age limits||18 to 50|
|Other services?||None||Best Doctors® services|
|Includes||Loss of independent existence (automatically included on child /Plans only)|
|Options you can choose|
|What's the cost?||Varies with gender, age, smoking status, medical history and other factors.||Varies with gender, age, smoking status, medical history and other factors.|
|More information||Sample policies||Sample policies|
Ready to buy?
Find out how critical illness insurance fits into your plan.