Increase in EI maximum insurable earnings affects STD plans


PDF version

The federal government announced the 2013 Employment Insurance (EI) premium rates and maximums.

New rates effective January 1,  2013

Maximum insurance earnings


Maximum weekly EI benefit


This increase affects Short-Term Disability (STD) plans where:

  • the maximum STD benefit is based on the EI maximum weekly benefit ($501 for 2013), or
  • the EI maximum earnings amount is used to calculate the STD benefit.

System changes

We updated our systems so that STD claim payments reflect the increase in EI maximum insurable earnings threshold, and premiums reflect the increase in the STD benefit amount payable.

  • If your plan doesn’t need a contract amendment, these updates are effective
    January 1, 2013.

Contract adjustments

If your plan’s maximum disability benefit is based on the EI maximum weekly benefit or earnings, no contract amendment is required. STD benefits will be automatically-adjusted for claims where the total disability started on or after January 1, 2013.


Please contact your Client Service Administrator at 1-877-786-7227.