My money for life


Some things in life are worth being sure about. Now you can achieve some certainty when it comes to your retirement income, with an innovative guaranteed income solution designed to address your retirement concerns – my money for life.

my money for life - Guaranteed annual lifetime income for you - starting at age 65

my money for life is a great way to ensure a minimum guaranteed retirement income stream for life – while still maintaining the potential to capture increases in the market value of your investments.

It’s a revolutionary concept that adds insurance coverage to your group plan savings. This protection ensures that your my money for life annual income guarantee will never decline due to market fluctuations – and you’ll continue to benefit from investment returns that grow your savings.

my money for life works seamlessly with the group plan investments that you hold in a Registered Retirement Savings Plan (RRSP), Defined Contribution Pension Plan (DCPP) or Deferred Profit Sharing Plan (DPSP), or in a registered retirement income product, such as a Registered Retirement Income Plan (RRIF). You can apply the guarantee to all of your assets, or just some. The choice is yours!


Important Information

Learn more about the features and benefits of my money for life, how to manage your retirement income risks, what others have to say about my money for life and find the answers to your top questions here in this brochure.

Read Up close: my money for life for important details on how my money for life works, from the time you add the feature, to when you begin receiving income payments, and understand specific rules around contributions, transfers, withdrawals, benefit base calculations, etc., and how certain transactions, such as taking excess withdrawals, may have an impact on your annual income guarantee.