Sun Life Financial - DBSolutions

Defined Benefit Solutions

Defined Benefit Solutions (DB Solutions) offers defined benefit plan sponsors access to Sun Life Financial’s comprehensive investment, liability and risk management expertise.

Optimizing plan returns has in the past played a big part in the thinking of defined benefit professionals. We are now entering a new phase where risk management has increased in importance, and are seeing the emergence of risk transfer from DB plans to insurers.

The Sun Life Financial DB Solutions team can help you in this new phase. Our goal is to help plan sponsors deliver pension promises by reducing the financial impact associated with their DB pension plans as they navigate volatile markets.

Our team brings:

a collaborative approach,

Our DB Solutions team will work with your pension and financial executives and advisors to develop customized solutions. The Sun Life Financial team is multi-disciplinary, with experience in Asset Liability Management (ALM), risk management, public and private fixed income markets, mortality risk assessment, derivatives, and pension legislation and regulation.

an emphasis on creativity, and

Our Pensurance™ solution -- a new twist on the traditional annuity -- provides key creative features, giving you the freedom to hedge certain liabilities, during good and bad economic times.

a focus on solutions.

Through this collaboration, creativity and experience, we're able to deliver customized solutions that can help you manage risk in delivering your plan's pension promise.

We have the capabilities to assist plan sponsors and their consultants by leveraging our proven track record of risk management for our life insurance company to meet today’s business needs of DB plan sponsors.

Articles

When to buy Brochure
Risk less - let DB Solutions show you how [PDF, 4 pages, 217 KB]

Product solution sheets
More about annuity buy-in, annuity buy-out, longevity insurance, liability driven investing. [PDF, 8 pages, 439 KB]

Why fully funded pension plans should consider changing their asset mix
As Canadian DB pension plans move closer to being fully funded, now might be the right time for plan sponsors to consider increasing their allocation to bonds to reduce their pension risk. Read this article to learn how rebalancing the asset mix can help you reduce the risk in your DB plan. [PDF, 5 pages, 696 KB]

Shedding light on the hidden longevity cost in Canadian pension plans
A new study quantifies potential defined benefit pension plans' hidden longevity cost. This article examines the methodology and how it may impact Canadian defined benefit pension plans. [PDF, 4 pages, 866 KB]

De-mystifying the GM de-risking transaction
General Motors' de-risking transaction is causing organizations to re-think their pension obligations. Read this article to find out how Canadian defined benefit plan sponsors can determine if a similar transaction is right for them. [PDF, 4 pages, 889 KB]

When to buy How de-risking can improve your share price
New research shows that de-risking your DB pension plan can be good for shareholders. Read this article to find out why de-risking can have a positive impact on share price. [PDF, 4 pages, 178 KB]

When to buy Why annuities are cheap
Take a look at this compelling argument why plan sponsors should consider allocating a portion of their bond portfolios to annuities. [PDF, 4 pages, 205 KB]